Insurance Claims That Are Stranger Than Fiction

By Jake Schroeder
Nq9hqbl Vi8pbcgvv1lgzgsuho6zt7tqkfnteekx1sy19gflqzaf4hck0 Eo9n3vau7 Rkg3ptul5mf D8ezf4d5ekpaxzo4nzvjwxhivycjdstrffw1tbttfjrcijtiuqaqgdvexss6znbqrw
Photo Courtesy: Proxyclick Visitor Management System/Pexels

When things go wrong with homes or cars, insurance can be the one saving grace, but that doesn’t mean you can count on it to bail you out of absolutely anything. Insurance claims adjusters have heard it all, but some things simply aren’t covered. From the mundane to the unbelievable, the job is often like a form of detective work.

Of course, weeding the fraudulent claims out from those that are ridiculous but strangely true at least keeps long days on the job from being dull. Thanks to the commentary of some claims handlers on Reddit, we get to enjoy some laughs and marvel at the truly bizarre. Enjoy!

The Case of the Missing Shed

Probably the strangest claim I ever saw was a burglary claim. The homeowners had rented their 500-acre property out to tenants, and included in the lease was a shed full of equipment — tractors, harvesters, work tools, etc. Basically, everything you need to run a farm was in that shed.

2kfhhzpx2xq Dyuomnw14lysnzkrhbqm Kunkezo3c2sfxznjnm47o2cr Vycihqzbnbkb5fhcxdeez2hwemdryrupwqjn8oxtkus3xyot2grnonkltdxufty4ub9owtctusqgr25qiobn2gta
Photo Courtesy: Jannis Knorr/Pexels

At the end of the lease, they took back over the farm and found the shed not only empty but missing. The concrete slab was still there, but nothing else was. A claim was lodged, a police report was made and the customer got everything replaced.

Eight months later, the customer went to turn on their tap one day, and no water came out. They went outside, and the pump was working, but it was sucking nothing up, meaning there was a blockage somewhere. The customer went through all the motions, the final step being to get in the dam with scuba gear to see what was blocking the pipe. He found that the tenant had disassembled the shed and put all of it, including the contents, into the dam.

~ dannyr

That’s One Way to Save on Gas

This one lady had over 50 towing and labor claims within a six-month period. She would drive until she ran out of gas and then call the tow number. They would come out and give her a few gallons of gas.

F8a9gwflmbv58qun8e19ccbmizpo2m Hf1hiqllc4ehsp6tv6dh4yq2iemmp2hdrnqzu2cteiqwv8xaokfhr6cufsadgnt 94whrlevdxswiz2m Jgumq6kc8wu9fckjwpjaemcw1cjm3ebrsw
Photo Courtesy:

Then she would drive until she ran out of gas and call the number again. Rinse and repeat. After six months, they permanently banned her from using that option.

~ discoveri

The Sneaky Diamond Heist

Around a decade ago, this lady took her ring into a jeweler. One of the claws holding the stone was bent out, and she wanted to get it repaired. Since the job was small, the jeweler kept the ring overnight, performed the repair and didn't charge the woman for the job when she came back to pick it up.

Vo7xskuuyhgd6icnt3fxdfgisk9tnto8 Usj2ixzedmxmhfcxtvhl6gql8deosnu8ksbqp1nl Ylffudujajjeeguy46oppkccge Qnxhfqu Qeyx63ox2imqo6au97losb Fnv17xgdyaufw
Photo Courtesy: Scott Webb/Pexels

Now, back to the present day. The lady takes her ring into a different place to get it valued — and the stone was cubic zirconia. The original jeweler swapped it out overnight, didn't charge her so there would be no paper trail and had since closed up shop. Of course, I always wondered whether the ring was ever a diamond.

~ horsehome


“I’m Not Drunk! You’re Drunk!”

One of my favorites was an insured guy hit a telephone pole, and when the police arrived, he was arrested for DUI. According to him, that was a BS charge, because he hadn't been drinking before the accident.

T9pn5tgrs8pfvcbb06gjop1 Ra1eq9qjotlfuburw2aawrmkgmo3ll1izhcthwddniticeivehranvg8uwbihxm2ql9alcc2q Qgwo9ltsqtqlrwyeqdwcunuk8bngui Fkdusvzqxlyr8tnda
Photo Courtesy: ELEVATE/Pexels

You see, after the accident, a good Samaritan stopped to see if he was okay. The insured told this stranger that he was okay, but he was thirsty. All the stranger had was some beers. So, he gave them to the insured and left. That's why he had alcohol in his system when the cops showed up.

~ source

Cats Are Falling from the Sky

I found my car one morning with a huge dent on the bonnet. It cracked the servo fluid reservoir underneath, so steering didn't work either. I was parked next to a 10-story building, and it looked like someone dropped something on it.

Jqke4yxnnvqycstjc Xepeecdusa5vz Ua0npriezs0ocrj9zbpinji4tb0o36f C8heih4x 1tnseryibmftpt4vt Pkwoqbhg3ijde Tlltehgmk0zvw3g0rpmrcmj8rm 6ckvnsomyzsotq
Photo Courtesy: Francesco Ungaro/Pexels

I called the cops, and they questioned everyone. It turned out that a resident's fat cat jumped out the window from the ninth floor and landed on my car. The poor fella broke a leg, but he survived and ran off.

Now, when I filed a claim at the insurance company, I had to talk to dozens of people because they wouldn't believe what happened. It didn't really help either that the police report had a sketch of the incident on it — a drawing of a falling cat.

~ botd44

What a Money Pit

There was a couple that had a ton of damage done to their house by a sinkhole, but they were claiming a ton of luxury items, such as jewelry, fur coats, etc., were all lost. Here's the best part: They always paid for these items in cash, and they always bought duplicates. It didn't take the forensic accountant very long to figure that one out.

Rz0mxatx 5xs3ys Rh1hhx8f8k61vuvwffjox7b Bm9gbg8qeddya Reokbcvvg9mlb4ocjkbeewhz5hne2xed0xcoxhw4 0ekhglgk6 Ziqenfg9jxi Rni98ufb Vj4jnzmxxfodvbyr6xw
Photo Courtesy: Oregon Department of Transportation/Wikimedia Commons

Careful What You Post Online

A favorite of mine is a guy who took his giant, customized truck mudding while he was drinking. Against the advice of everyone with him, he drove it into a creek to … well, I'm not really sure why. His truck got stuck, the water levels rose, so he decided to just report the truck stolen. He didn't think about the fact that there were tons of witnesses and that he posted it on his [social media account].

1cuf9obp2rl3xfnytsntp4oq5x7f5wao Qzyvt4ypof6zoaijbqdwc70bhmuzm6wdxbokycrvnglv3xeb6cpo5uxytmfgnycwnrc5vyyngvgrrekxurc2n5kikaoilnnpgkygizzgxr1dvephw
Photo Courtesy: ahmad syahrir/Pexels

~ seymour__glass

Driven to Distraction

I worked with auto claims for a while. When we would get a new claim assigned to us, we would review the file, including a very brief (one to two sentence) description of what happened ("facts of loss"). My cube mate got one that said: "Insured driver (our customer) rear-ended claimant (other company's customer) after being distracted by a gentleman practicing his kung fu moves on the sidewalk."

Khhtu Digjr Dokaqpvhnl7dfyjnhviboi Kk1v0toy1xpvsxpu 7ow8shhwv Jirhmxeo2sgn8fxtldendgdcg0j I2uaaytnc95n Jilk2dxde Lmjqsczj4mubjcg Ermk6gsxfauunajq
Photo Courtesy: Craig Adderley/Pexels

And Suddenly There Was a Car on the Roof

A kid was speeding down a residential street while drunk. He loses control and runs up onto the sidewalk. The way he hit the wall caused it to partially fall and become a ramp that launched him into a full-on boardslide along the roof of the house. It looked like something out of a video game.

8biozxomhs2g93wh1q Hx Gbfi78l9qblfxtdxlywlg6oekvcgjjsjtndem8 Tikf5mbweeeq708nszqnk0iruulinp0ehuvvkexcsjoerjfscguvct9me6hnrap81mhwn2k4bcklecpz6klmq
Photo Courtesy: Robert Ashworth/Wikimedia Commons

~ IveGotaGoldChain


Cell Phones and Woodchippers Don’t Mix

A guy came into [electronics store] to get his cell phone replaced under the accidental protection. Apparently, he had his phone in his shirt pocket while putting wood into a woodchipper, and it fell out of his pocket and into the machine. He brought in a bag of sawdust/cell phone dust.

Fskouzpql3srxec0nhndn54jpbp7mhcoipi9nqqa6x63zsf Vszhyrc5ib7eddxhts40ky5g8xmgdgoe Drcz15kpzjko Losslhnxzc0lfw7e Wknz3uwtylaeh9nygraf5aenvk0l0jzgnpa
Photo Courtesy: U.S. Navy Photo by Mass Communication Specialist 2nd Class Tucker M. Yates/Wikimedia Commons

When Someone Takes Those “Good Neighbor” Commercials a Little Too Seriously

We had an older woman who would constantly call our office with the most outlandish requests/claims. She once called and insisted we drive to her house to take her to the grocery store while her car was being worked on. It got to the point where every time we saw her pop up on caller ID, you could just feel the dread fall over the office.

7j Luihbcr1x1joon07wwjwgqsjmqq8chyxndqbk5avmv3id4nlgxsup9maz9otvgfrjp5ihc1i Ggcmomwqitwrte2zcleqgnlxqeolsta Irls6f0qcpsfmoptecbloomghf7a0avwf0b9hq
Photo Courtesy: Negative Space/Pexels

Not only would she have ridiculous claims, but she would always want to stay on the phone for ages. You would have to promptly tell her, "Alice, I have to go." Sometimes, you'd have to repeat it a few times, but eventually she would let you off.

The most ridiculous story with Alice was when she called to report her car keys were stolen. Her car was still outside her house, but she insisted the gardener broke in and stole the keys. It was a huge ordeal in which we paid to have her car towed, in hopes of getting a new key made for her.

However, she didn't remember where she had it towed, and we had to call all over town to track it down. Finally, after we found the car as we are nearing the end of the day, she called to say SHE FOUND THE KEYS UNDER THE BED! She claimed that he (the gardener) must have put them back.

~ im_reddit_famous

Breaking Up a Fraud Ring

I had a claim that reported a family of seven was struck by a hit and run driver. This particular state didn’t require the responsible party to be identified for the insurance carrier to provide uninsured motorists bodily injury (UMBI) coverage.

Ba4ao4jnoi98twmcezygnui3hylrji1cp5 Uw8idmh7svxnotda0axzupv5pkdb1qxslnvai2olqedz46 Bqux Sdpor2ihopt0r73nbtxwwuifz8xc Xjqe Qza6qolrj Ofjmuttr4xdoefw
Photo Courtesy: Bruce Mars/Pexels

I got statements from the husband/father and wife/mother but no statements from the five children because they were all under 10. There was a witness as well, a good Samaritan who stopped and provided her info, so I got her statement. All the statements were consistent. The husband and wife deny ever being in a prior claim, and both the husband/wife and the witness deny knowing each other prior to the accident.

As a good adjuster, I ran an ISO on all parties, and I got pages of matches. It turned out the husband and wife were making a living off of phantom vehicle claims by filing UMBI and med pay claims for themselves and all five children on a roughly four-month cycle. The witness in the claim I was handling was a passenger in their vehicle in a loss about eight months prior.

They had at least five prior claims, each with different carriers (all big ones) prior to landing on my desk (a smaller, regional, high-risk carrier). None of those other carriers bothered to check ISO, even though they all ran them through it.

So, I called the husband back, armed with my incredible bounty of knowledge, and had him repeat his statement, slowly this time. I also questioned him a little deeper on things I knew to be lies, like not knowing the witness prior, and lulled him into a sense of security before blowing him up with his prior claim history and my company's decision to refer him to the NICB and contact the other carriers on his ISO letting them know about his fraud and staged accidents. The silence on the other end was magical.

~ pdhot65ton


When It Rains It Pours — or Something Like That

I don't work in insurance claims, but I think my insurance company had a "you've got to be kidding me" moment earlier this year. I live on acreage, and our property now has two normal houses on it. Earlier in the year, we had just finished building our second house when we had a fire in it. It was a brand new house, which we hadn't even moved into yet, just filled with furniture and appliances. The toaster caught fire after the lever had been held down by the appliance cupboard door, and it set the kitchen on fire.

Photo Courtesy: Pixabay/Pexels

Cue a $200,000 insurance claim from smoke damage through the entire house, replacing wooden floors from water and fire damage, repainting the whole house, replacing all the kitchen appliances, etc. About two weeks before the house that caught fire had the repairs finished, the older existing house flooded. A pipe burst in the bathroom, emptying the contents of the house’s water tank into the house while everyone was at work. Everything was water damaged.

You could almost hear the disbelief in my broker's voice when I phoned her to let her know my other house was now ruined.

~ tequilamockingbird92

The Downside of Traveling with Everything but the Kitchen Sink

We had a claim for theft outside of a home. The lady said she takes her jewelry everywhere she goes to avoid theft — all $20,000 of it. So, she lodged a claim for theft after she had taken the jewelry and left it in her car while she was at a friend's party. She parked the car three blocks away in a park and "left" the window down. Also stolen were 2 iPads, 2 cameras, 2 iPods and a handbag, which she "didn't feel like bringing into the party." Uh-huh.

Rusbpdtmialxay8d2lvt4uwnlr55z6 Vlwhstbzqwfiwziq Bffea3ryjrsgfft5ehwfrlnorz4f82dj2 E9e8djf2e Ebu Wr48hwkiprc3tyo3vpw0naizx3hagj6zskhsp9c0ywjzszhfdg
Photo Courtesy: Myke Waddy/Wikimedia Commons

Welcome to the Snake House

Grandpa worked as a claims adjustor for a fairly well-known company for years. One of the stories I can remember him telling was that shortly after Hurricane Camille, he and a few co-workers went down to Alabama as back up.

Ucrh0dp52qp5 Wloklpdjzcv4dbp6oemkcnymtvwlmq7qbbkqxzrx0 9pfazysvnzsb8utah67qauhbll76rkrak Rztnj0cny7ctts8 Ux3m1aeqrwvyhob8mg9pt4mzvsn Djkxhkmfkleq
Photo Courtesy: skeeze/Pixabay

He said that he didn't really know what to expect other than wind and water damage, so that was all that he expected. The supervisor handed him a shotgun and steel-toe boots as soon as he got to the site and told him that he "ain't expected, asked or wanted in any place first."

They moved from house to house in teams, and there was a sort of point-man that entered first. Grandpa got the surprise of his life when he walked in the kitchen in one house, and there was a rattlesnake on the counter.

~ blitzenkid


Someone Watched The Borrowers One Too Many Times

My coworker had a claim for theft because little people were living in the claimant’s attic and had a pulley system in her ventilation system. They were coming down through her vents and stealing things like burned down candles, adult diapers, coupons, etc. and hoarding them in her attic. She wouldn't go in her attic because even though these people were small enough to fit in her vents, she was scared they would attack her.

Bbtxsdgm3y4ogurlc9ibmsl4vm8ee5cjndhumna0qpn4fqdyrxlj0trgj1uz3 Iijkgpi3ubue3vkvqwcjiinwql0k3xoox0qj33fqw2rnu3tykdblsssyentvmtqhupxh7j5jbyovoify607q
Photo Courtesy: Jeswin Thomas/Pexels

What a Considerate Thief

When I worked auto claims, I had this lovely older lady make a claim that one of her bridge partners — another older lady — was jealous of her new tires and had her son steal the tires from her car.

87co9pfyt3vbbxo0zgme08bbne7cvjnrtckabcsqfgsjbhdom84gd740eigdu4d5poxk755f1k Zdnyomnywekeqgcrx0ggks05iacoomxqcjwkxka3xh0fgyafj Ac2cvtn5aigkmbpty65jq
Photo Courtesy: Counselling/Pixabay

The crazy part was that she claimed the lady's son replaced her new tires with an older version of the same exact tire. So, someone stole your tires and replaced them with the same exact tires?

~ dnedad585

The Attack of the Turkey

I had a man call last year about a month before Thanksgiving. A turkey had jumped through their picture window. He was laughing, but I could hear his wife in the background crying and the police. Their dog had then fought the turkey, breaking a chandelier, China and the table, and there was blood all over. The dog was fine, but boy was it a mess. It was a shame the turkey didn't wait until Thanksgiving.

Vfhahvwshbgbybk9ejo1dg Inmxhgzte3rieytirhxvn6t13yqn 1ruri4qvy Zaaunv42gu Wfngza1qqc01uo9nyjkratchkplgiq9eyiccz919ula1gqbargszcoedv7l K Bbknjczeotw
Photo Courtesy: pen_ash/Pixabay

When Insurance Fraud Doesn’t Quite Pan Out as Expected

I got a quote on a customer's cars, an Audi Q7 and a V8 sport utility vehicle that were both vandalized. Both had all the interiors cut up, silver spray paint all over the dash, broken glass and torn roof lining. The story was that he and his wife had slept in until 10 a.m., and when they woke up and went out to the cars — shock and horror! The cars were both locked, there were no signs of forced entry and keys to both cars were inside.

1pfwx 3hx2wjadbqp4tad4y3shs1pnmasyd6a65iws6bdurvwahaloezkmflgdvddwmpfyedvxuifcoj Hvbz Pw3l9b16g Rv633tohveynuu4 Hxbf Wufcqeijmxqujha8hqs4l4buv2aq
Photo Courtesy: Arthur Ogleznev/Pexels

We did the quote on the cars, the Q7 was touching 30 grand, and the Ute was about 10. The guy wanted the cars written off, not repaired. We found out that both cars had been offered for sale on the net on several sites and hadn't sold.

Long story short, the police and insurance couldn't prove anything, but everyone involved was extremely suspicious, but they couldn't nail it. We have seen more than enough vandalized cars to know this was just off. It looked like whoever had painted and slashed the cars up just didn't have their heart in it. Once you’ve seen a couple of hundred vandalized cars, you can just tell.

We fixed the cars, and the Q7 ended up hitting nearly $40,000 in parts with all the extras. Three months later, this guy gets his two cars back with all new leather interiors, new dashes, new electronics, new paint and is back at square one — sell the cars.

~ Hetstaine

Does This Policy Cover Damages from Mythical Creatures?

My favorite story was the one about a woman who tried to claim compensation after being "attacked by a vampire." This Miss-Havisham-looking woman actually sent in a video testimonial in which she sat and described, in a sonorous, mystical sort of voice, how "he enveloped me in his bat-like wings." Okay, then.

8prl7eaij8d7zxgq0xa Kkvcipxmtm Nlivpwycrbfqir5e Veqfqurlfmzzsogx92wwf8f5igg 8goyl7rsyc3h6jjkuqq611keekm 3ertsmcofdunrp4ka4nqikynge 73rkgru 5jabx9q
Photo Courtesy: Cparks/Pixabay

You Have to Admire the Hustle

A customer came in with a four-door Cadillac sedan complaining that he hit "a" pothole and bent all four rims. The rims on the car were fine, and he told me, "No, it’s the ones in the backseat. I had them on at the time and had to put the original ones back on."

Bs6iihtftq2eaycfdaleimizjj1tual3lbju Trrmdrn1t Nav0keonnqaf4k6fhra8x3mvpk8tzbq7kjpgcwbg Uvetw2yukmjd5amhyuf3cjo9d1tj Lshmjhgskv1mbbflgiy7 Ie5dbytw
Photo Courtesy: peterscode/Pixabay

The ones in the backseat were 22-inch Denali wheels that wouldn't have fit. Even better, there were only two, and I was told that the other two were thrown away, and he would settle for an even $1000.

~ oursaviorjoe


Never Underestimate the Power of the Wind

I was the source of a kind of strange claim. We had bought a big above-ground pool and were going to install it ourselves because the installers wanted $900. This thing was 26 feet across and had a 4-foot high steel wall. The wall weighed more than 300 pounds. It took me, my kids and one son-in-law to get it properly set up. We decided to fill it the next morning because it was getting late.

Jdmpha 7xgsd2dwx4hvcyzdo5hdw7j C8xo5vsehmnfbqpgyd8cdhmar3u Rnphageia46gavo05miil Ln7 R4qpwl Xbyzjoqabhcnkgvpstnugzgtpxo 2xnisshz1o6rsilgt062qapamw
Photo Courtesy: Eddau/Wikimedia Commons

That night, a freak windstorm picked up the pool wall and wrapped it around one of our neighbor's trees 310 feet away (I measured) without touching the grass in between. The insurance guy came out and asked where the pool was. My wife just pointed across the yard at the tree. He said "Okay, then" and left. We got a check a couple of days later. As a bonus, they paid to have it installed since it was installed when it was destroyed, which is kind of cool.

~ Wadsworth_McStumpy

The Horrors of Hoarders

In Maryland, a customer had a pipe break due to freezing. It turned out he was also a hoarder. He had let the water flow in his basement for a day before turning it off. He did nothing to clean it up, and it took a few weeks to get out and see him because he wouldn't return my calls.

Psomaybtzlzh26vvez9rqlcqx21rcz0gsgzysewjs0ccoiqhpaslholdhddyjlxs Pscjoswvdvmmehnxotjzfkyakrugjewumpvvwlpkotcikxktv4yisvf8uvu54cmzgrmlx9b3gtkjf Ycq
Photo Courtesy: Tama66/Pixabay

When I got there, I had to step around a dried up pile of puke just to get in the house. Once inside, the smell was terrible. There were cans of food that had rusted out and had rotting contents spilling out. Boxes and boxes of books and papers had been soaking in filthy water, and there were piles of dirty clothes. I got out of there as fast as I could.

~ MountainGoat84

Should Probably Work on That Aim

An employee of one of our clients saw a magpie flying past and thought it would be funny to hit it with something, so he threw half of his sandwich at it. In the process of doing this, he caught his hand on the flashing on the roof of the smoking hut next to him. It was apparently his employers' fault, according to his solicitors.

B8ewk4yjpmrvwzlq6b48 Gumtj1kcmu8guhlw Vzx1dt3px3hohwstnuy6qqp23e5vwrwkn Es91v Ljwoqtvdqdjvgvfk 2hwwk0oaqhwq9r3hgjf5v3htvdbranvrastj5ze1sl5zbcv48a
Photo Courtesy: Mark Neal/Pexels

~ Source


Well That Escalated Quickly

A worker’s compensation claimant alleged that while she was removing cutlery from the cutlery basket of a dishwasher, she managed to catch her finger for a moment in the basket. This "incident" led to the development of a wrist injury, neurological pain and numbness in the arm, subsequent back pain, post-traumatic stress disorder, agoraphobia and loss of social skills. She hasn't worked for four years and has cost her previous employer millions.

Xpsy3hcdkf0nef97xjsbia8esj6ocdbzbkqgivbv6 At25yjkwutkbak8js76qso42piro7nzdvo9kxfi6r3ox Wo0uzatikku3lib2uu11xxlby1atefh6kkebyic99acfu52jth5aj4q Zwq
Photo Courtesy: Bru-nO/Pixabay

The Irony of Timing

When I was in college, I called up to start the insurance on my motorcycle. The lady told me the premium was like $291 for the year, but I couldn't pay monthly unless it was $300. So, I asked how I could just make it $300. She said to add theft coverage, which was like $12, so I did.

Zamxvmj5l9 Ehsx6ilvv Pjizvxyhbm 0yn4w2wc7y4amochmd8lildtgs4hzq4wzw 3ipjl3s3oz8pzqmu75z4mvv0idqoylmd0hty26vzmwn4uu5cdhsdq5v8uzvfinaxrylr0mnjcnj7n Q
Photo Courtesy: Saad Khan/Pexels

Well, it gets stolen five days later from in front of my apartment. They totally thought I was scamming them. I had to do some sort of a financial interview where they wanted to know about all my debt and whatnot. I had to send in all of my bank account statements and credit card statements. Eventually, they approved it.

The funny thing is they found the bike after a couple of weeks because some 19-year-old was trying to chop it in his parents' backyard, and the dad called the cops. The insurance company tried to convince me to let them reassemble it — the kid had it down to the point where he was selling individual engine parts and starting to sand the body — but I was having none of that. They paid me to replace it.

~ Nurum

There Is a Reason for Security Officers

One day, an unsatisfied customer came to the firm with an auto bumper in his hands. He entered through the front doors and threw the bumper at the information desk. Security guys were shocked and didn’t say or do anything.

Xkk Bd2dfphqaivjhzb4wqqvym G7cznfrxw5qz9d1khwkp Zxqf1 Fm Kvweu1h41badbukperpqluekhikgwkn487u6ldheqrhssxjcngyoejc8mgqavsme4osyvxawnge5znlp7 O01sjw
Photo Courtesy: Craig Adderley/Pexels

He yelled in the building for 5 to 10 minutes and wanted to speak with the claims department manager. The security guys didn't let him pass through the bars. He yelled for another 5 or 10 minutes then stormed out.

~ fasarya


He's Not Even Dead Yet

My mom worked in insurance for years and has all sorts of stories. A typical story she would tell would be along the lines of: Customer - "I want to start the process of cashing in my father's life insurance." Mom - "Okay, can you tell me when your father passed away?" Customer - "He hasn't yet, but the doctor just told us he probably won't last the night, so I may as well get started."

Qg2n76oy6getlc4x24uecass3zqcczeyxznx1jkzhf Ppjnsytzueb7ebtjr Ws2e4 Vuczkgbiwuns6 Arvxbufcvrsvhzaqjs 9ybo8szmq3an9 K0alhgkuswksjuxolz0rdb3s5rbs1ehg
Photo Courtesy: truthseeker08/Pixabay

She had loads of stories like this, from the recipient of the claim asking about payout while the person was in for routine surgery to the insured dying just a few minutes before. Some people called even if there was nothing wrong with the insured, just to ask about the way the person has to die for the policy to pay out.

~ FriendlyManCub

Paranormal Activity Is Covered, Right?

We had someone claim a poltergeist had destroyed their furniture. I had to inform them that supernatural occurrences are not covered by the policy. Bummer.

Mibt4nwthds491ozjbp34hdmrfali1gkjwvfftsc2ypbra0iwcbq2snock2oitaggnd0bopkbrhkqiu1lihy77heovb1 Elbwjov45yxn7c59kyxtl1q4hfbygdaemd Yoi6gffcbaisokl00q
Photo Courtesy: qimono/Pixabay